How to Repair (or Establish) Your Individual Credit as a Single Following Divorce

Former Wife hasn’t had a credit card in years, since her ex refused to pay off a debt as court-ordered.

An accountant recommends the following steps to repair (or establish) your own credit after divorce:

  1. Address any black marks on your credit history with the credit reporting agencies and clear things up as best you can.

  2. Be prepared to start over, most likely with a secured credit card with a low credit limit. Apply for unsecured credit every year or so.

  3. Earn more money.

Read more in this article: Tips for rebuilding your credit after divorce.