A financial writer offers some suggestions for pre-divorce actions that may help pave the way for a smoother post-divorce life.

1. Open an Individual Savings Account and, If Possible, Accumulate a Nest Egg to Help You Through

2. Open an Individual Credit Account and Establish Personal Credit, Even as You Take Stock of Your Marital Debts and Pay Off, Freeze, Refinance or Document Your Position on Them

3. Consult Financial, Tax and Legal Professionals About Your Rights and Obligations

4. Create a Realistic Personal Budget to Better Understand Your Post-Divorce Needs

5. Update Personal Passwords and Access Codes for Everything from Financial Accounts, E-Mail and Social Networking Sites and Update Your Spouse’s Status / Access

Read more in this Second Act article: 5 Smart Divorce Money Moves.